Travel Insurance

Plans change without warning. A family emergency, sudden illness, or severe weather can derail a trip in an instant. When your journey is canceled, cut short, or held up for more than 12 hours because of a covered event, this policy steps in to reimburse your out-of-pocket costs so you are not stuck absorbing the financial hit alone.

Running through an airport only to watch your connecting flight pull away from the gate is nobody's idea of a good time. If your connection is missed by 3 or more hours due to a qualifying delay, your policy can reimburse covered expenses so you can rebook and get back on schedule without the financial sting.

When your travel companion has to back out for a covered reason and you decide to go anyway, the per-person rate on your hotel or cabin often jumps. This benefit reimburses the added occupancy costs that come from traveling solo when you originally planned for two.

Suitcases carry more than shirts and shoes. They hold medications, electronics, gifts, and the small comforts that make travel feel normal. If your bags or personal items are lost, stolen, or damaged during your trip, this coverage helps you replace what you need so the journey does not grind to a halt.

Getting sick or hurt far from home is stressful enough without worrying about the bill. This benefit covers necessary medical and surgical expenses when you become ill or sustain an accidental injury during a covered trip, giving you the freedom to focus on getting better instead of adding up costs.

If you face a serious medical situation while traveling, this benefit arranges transport to the closest qualified hospital. It can also coordinate your return home when medically required. If you are traveling alone and end up hospitalized for more than 7 consecutive days, the policy provides round-trip economy airfare so a family member or companion can be at your side.

No one wants to think about the worst-case scenario, but preparation matters. If a covered traveler passes away during a trip, this benefit covers the cost of returning their remains to their primary city of residence in the United States, handled with the dignity and respect that the moment requires.

Serious accidents are rare, but they happen. In the event of a death or dismemberment caused by an accident during your trip, this benefit pays a lump-sum amount to help your family manage the financial aftermath during an incredibly difficult time.

Political upheaval, civil unrest, or security threats can turn a destination dangerous overnight. When a covered political or security event forces you to leave, this benefit reimburses reasonable evacuation costs to get you to the nearest safe location. Evacuation must take place within 7 days of the triggering event.